Blog
Does my roof affect my home insurance rates in Canada?
A quality roof is necessary, although you may be interested to know that the type of roof you have may affect your home insurance rates if you live in Canada. When determining your home insurance rate, the insurance company will consider the type of roof you have,...
Comprehensive vs. Broad Form Insurance
Shopping for insurance can feel overwhelming, especially considering and assessing the abundant options. You will likely come across the terms comprehensive and broad form, and understanding these coverage types will help you make informed decisions regarding the...
Why are some vehicles more expensive to insure than others?
Personal information like your driving record and credit history are used to calculate your auto insurance premium, as will your car's parking location. Additionally, all insurance companies will also consider the vehicle being insured, so rates will vary from one...
Home Renovations that can Impact your home Insurance
Renovating your home is a wise investment as this can update your space and increase the value of your house. Renovations can, however, impact your home insurance as well, so this is something you need to be aware of in advance. Renovations that will increase home...
How Does Car Theft Affect Insurance Premiums?
Car theft can occur anytime, and this can happen to anyone. The impacts of car theft are many and may include an increase in your auto insurance premium. Car theft usually happens at night in private driveways but can also happen during the day at shopping centres...
Driving Record and its effect on Auto Insurance
An individual's driving record will play a significant role in the rate they receive from insurance companies, as this information will be a strong indication of the types of claims the person will make in the future. Insurers will rely heavily on this information...
How to Avoid Distracted Driving
Distracted driving is a serious problem; distracted drivers are three times more likely to get into an accident. This is a major safety issue that goes far beyond texting or using your phone, and every driver is responsible for remaining alert and safe while on the...
Tips for Taking Care of your Car in the Summer Heat
Summer is a great season full of fun activities, but the rising temperatures can have a negative impact on your car if you are not prepared. It is a must that you and your car remain safe, and the following tips will help you take care of your car in the summer...
How can I Prevent Fires on my Property?
Your home is your place of joy, comfort, and safety, so you must protect it as best you can. Safeguarding your property against fire is very important, and you must focus on the home and your yard. Fires that start in a yard can spread quickly to your home and...
Get your Car ready for Spring with our Maintenance Checklist
Winter is finally coming to an end, and it won't be long until we are back on the road, taking those beloved family road trips across the country again. While there might not be the same winter driving conditions, spring driving comes with its unique dangers, and...
Spring Cleaning Tips Tricks That Could Help Prevent Home Insurance Claims
Spring is on the horizon, and now that many of us are spending most of our time at home, this is just the perfect time to get started on your share of spring cleaning around your house. Spring cleaning usually is not anyone's idea of fun, but there are many...
How to Prevent Frozen Pipes this Winter
The cold weather can cause your pipes to freeze, which is very problematic because they can burst as a result. Water will expand when it freezes, and this extra pressure will cause your pipes to expand and rupture. Quite often it’s the pipes in your attic,...
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