Motorcycle Insurance

Third-party liability coverage is mandatory for anyone driving a motorcycle. This would provide you with coverage if you are legally responsible for a collision that causes damages, injury, or death to another person. You will also need Accident Benefits, as this, too, is mandatory and would provide benefits to you, some family members, passengers, or a pedestrian if they are injured or killed in a collision. You can purchase additional coverage like Collision and Comprehensive coverage, which would help pay for any repairs in the event that your motorcycle is damaged. This option is not mandatory but can be added to your policy to ensure your motorcycle is repaired under your policy.

Yes, it’s better to have coverage for the full year and removing this from your existing policy will not actually provide you with any savings. Motorcycle insurance is rated a certain way so that you don’t have to worry about making changes every year. The majority of the premium will already be applied during the months your motorcycle is most used, which would be from April through to September.

Some accessories and minor alterations will likely not affect your policy, so these can be added to your policy if you have the proper documentation. Major modifications, however, can impact your policy, and if these are made for the purpose of enhancing speed, your motorcycle may not be able to be insured.

Most policies would provide benefits to your passenger if they were injured in an accident. Things like massage therapy, ambulance fees, and physiotherapy would be covered under these benefits.

Have more questions? We would be more than happy to help if you require motorcycle insurance, so contact us today for more information!

Pre-storage tire preparation is a simple task that will preserve the condition of your motorcycle tires. It is important to inflate the tires to the proper pressure before storing your motorcycle for the winter. This is a critical step because prolonged storage can cause the tires to lose pressure and develop flat spots. When storing your motorcycle, it is also important to check the tire wear indicators on the sidewalls to ensure that they are not cracked or worn. If you notice any signs of wear or cracking, you need to replace the tires.

It’s also important to lubricate your motorcycle to prevent corrosion. You can use WD40 for this purpose. Cold weather can cause a variety of issues with your motorcycle, including rust and corrosion. In addition, you should wipe down your motorcycle’s body parts to remove any debris that might cling to it.

Before putting your motorcycle away for the winter, be sure to clean the exhaust pipes. Rodents and small animals can make their home inside your motorcycle’s exhaust pipes, and they can also make a home in the air filter. To prevent this from happening, seal the air intake and exhaust openings with plastic bags. If you aren’t comfortable removing the bags, try using moth balls.

To clean your motorcycle’s exhaust pipes, you can use mild soap and a sponge. Make sure to avoid using hard brushes, as these will scratch the finish. Then, use a clean cloth to dry the bike. You can also place a dust cover over the bike to keep out unwanted visitors. If you plan to store the motorcycle outdoors, consider blocking the exhaust pipes with a pipe cover to keep pests out.

Before storing your bike, check for rust. A bicycle can quickly accumulate rust if it is exposed to the elements for long periods of time. It is important to protect your bike against moisture by coating the engine with oil. Even if you can’t see moisture, it can accumulate on the bike’s engine and cause it to corrode.

To prevent rust on your bike, perform routine tune-ups. This will include inspecting various parts of the bike, re-lubricating drivetrain parts, and examining the bike for rust. These steps will prevent rust from causing irreversible damage to your bike.

In the winter, a climate-controlled storage unit will help keep your motorcycle safe and dry. It will help prevent moisture from collecting in the engine and rusting. Additionally, a climate-controlled storage unit will not allow pests to nest inside. Moreover, rodents and other insects won’t be able to get at your motorcycle.

Another thing to look for in a storage unit is drive-up access. This is particularly important if you want to keep your motorcycle for the whole winter. You can also find storage facilities that provide 24-hour access. These facilities usually have guards to protect your motorcycle.

When storing your motorcycle for the winter, you should take precautions to protect it from rodents. Small rodents, such as mice, can cause a lot of damage to your motorcycle. You should also take the necessary steps to seal the holes that rodents may use to enter your motorcycle. A simple mousetrap is effective against rodents. This trap should be strategically placed around your motorcycle. You can opt for a poison trap as well, though this can become a concern for pets in the home.

To protect your motorcycle from rodents, you should keep it in an area that is free from trash and other sources of moisture. This will prevent rodents from making your bike their home. It is also important to keep your motorcycle in an area that is well-lit and protected from the elements.