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Motorcycle Insurance

Our Motorcycle Insurance will keep your engines roaring on the road. Get your complimentary Motorcycle Insurance quote today!
  • Cover Yourself in Case of a Theft or Collision
  • Protection Against Third Party Injury or Damage Claims
  • Know You and your Passengers are Covered with Accident Benefits
Call (866) 484-8880 now to speak directly with an Insurance Specialist about Motorcycle Insurance or complete a no-pressure no-obligation quote request form.

If you’re going to be riding a motorcycle on public roadways you need insurance. Leibel Insurance Group can offer a wide range of coverage for every type of motorcycle, and every driver. Even those without a class 6 motorcycle license!

Our knowledgeable brokers can recommend different options, so you can be sure you’re getting the coverage that’s right for you.

Motorcycle Insurance: Do You Really Need It?

If you’re going to take your motorcycle out on the road, you need to have liability insurance in place. This will protect you in the event you cause injury to another person, or damage someone else’s property.

Your liability insurance also includes accident benefits coverage, which is coverage for paying medical expenses if you or your passenger are injured in an accident.

Depending on your requirements, you can also purchase coverage to repair or replace your bike in the event of a collision or theft.

Collision coverage – this coverage will insure your motorcycle if you are involved in an accident with another unit, if the bike tips over, falls out of the towing trailer, if you have to lay the bike down or even damage your motorcycle by hitting a pothole. Your insurer will pay the costs of repair or replacement, subject to your deductible.

Comprehensive coverage – This coverage will pay for things like vandalism, theft, and hail damage, even if the motorcycle is left outside.

Premiums for Motorbike Insurance are determined by your age, level of experience, driving record, the size of the bike and value of the motorcycle. Taking motorcycle drivers training courses can help lower your premiums, as can insuring your personal automobile with us.

Professional Coverage From Your Motorcycle Insurance Experts

Here at Leibel Insurance Group we can help you place coverage on standard motorcycles, custom builds, off road and dual purpose bikes. We work with a wide range of companies to ensure we can insure every driver and every motorcycle.

Additional coverages we can offer:

Emergency road side assistance – so you’re not stuck on the side of the road in the event of a break down. Coverage for a tow truck, gas, a battery boost, or even a tow to the nearest repair shop!

Guaranteed Replacement Cost Coverage – in the event your motorcycle is a total write off, we can replace it with the purchase price or the cost of a new bike. If this coverage is not purchased with your Motorbike Insurance policy, replacement would be based on the depreciated, actual cash value of the motorcycle.

Trip Interruption Insurance – Don’t let mechanic breakdown ruin the trip of the summer! Trip interruption coverage can help pay the additional costs of lodging and even alternate transportation if your motorcycle is disabled for the remainder of the trip!

At Leibel Insurance Group, we know you won’t be riding your motorcycle this December! That’s why we offer “seasonal rating” for our motorcycle policies. Seasonal rating is a way of calculating your premiums taking into account that you’ll only be riding your motorcycle for part or the year. The Motorbike Insurance policy is in place and in force for 12 months, but we reduce the premiums to factor in the winter months, so you’re not over paying!

Call us today for a no-obligation quote, and see what we can do for you!

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Motorcycle Insurance FAQs

Owning a motorcycle is fun, but safety is extremely important, as is a proper insurance policy, and Leibel Insurance Group can help in this regard. We will make sure you have the right coverage for your needs. The following are some of the most frequently asked questions we receive: 

Who Needs Motorcycle Insurance?

Anyone who owns a motorcycle will require motorcycle insurance. The same insurance laws apply to motorcycles as cars or trucks because they are considered motor vehicles. This is true regardless of whether your motorcycle has two or three wheels.

What Kind Of Coverage Do I Need For My Motorcycle?

Third-party liability coverage is mandatory for anyone driving a motorcycle. This would provide you with coverage if you are legally responsible for a collision that causes damages, injury, or death to another person. You will also need Accident Benefits, as this, too, is mandatory and would provide benefits to you, some family members, passengers, or a pedestrian if they are injured or killed in a collision. You can purchase additional coverage like Collision and Comprehensive coverage, which would help pay for any repairs in the event that your motorcycle is damaged. This option is not mandatory but can be added to your policy to ensure your motorcycle is repaired under your policy.

Do I Need A Full Years’ Worth Of Insurance If I’m Only Going To Use My Motorcycle For A Few Months?

Yes, it’s better to have coverage for the full year and removing this from your existing policy will not actually provide you with any savings. Motorcycle insurance is rated a certain way so that you don’t have to worry about making changes every year. The majority of the premium will already be applied during the months your motorcycle is most used, which would be from April through to September.

Will Modifications To My Motorcycle Affect My Insurance Policy?

Some accessories and minor alterations will likely not affect your policy, so these can be added to your policy if you have the proper documentation. Major modifications, however, can impact your policy, and if these are made for the purpose of enhancing speed, your motorcycle may not be able to be insured.

Will My Insurance Apply To Passengers?

Most policies would provide benefits to your passenger if they were injured in an accident. Things like massage therapy, ambulance fees, and physiotherapy would be covered under these benefits.

Have more questions? We would be more than happy to help if you require motorcycle insurance, so contact us today for more information!

7 Steps to Prep Your Motorcycle for Winter Storage

There are several steps you can take to prepare your motorcycle for winter storage. These steps include changing the oil, cleaning the exhaust pipes, and inspecting your bike for rust. Changing the oil and filter is important for the engine, so make sure it’s changed before you store it. Also, fill the gas tank up to the correct level (never overfill the tank) and use a fuel stabilizer to prevent moisture build-up in the tank.

Change the Oil

Before putting your motorcycle away for the winter, you should change the oil. “Dirty oil” that loses its viscosity can lead to more corrosion and premature engine wear. Also, you should change the oil if it is old. Some people do not change their motorcycle oil until the spring. You can check the oil level by running the bike and dropping the old oil.

It is also wise to clean your motorcycle’s carbs. This will remove contaminants from the carburetors, which will help prevent them from getting clogged or restricted with varnish. Carb clogging occurs when volatile gasoline components evaporate, and it’s an expensive repair.

Inflate the Tires

Pre-storage tire preparation is a simple task that will preserve the condition of your motorcycle tires. It is important to inflate the tires to the proper pressure before storing your motorcycle for the winter. This is a critical step because prolonged storage can cause the tires to lose pressure and develop flat spots. When storing your motorcycle, it is also important to check the tire wear indicators on the sidewalls to ensure that they are not cracked or worn. If you notice any signs of wear or cracking, you need to replace the tires.

It’s also important to lubricate your motorcycle to prevent corrosion. You can use WD40 for this purpose. Cold weather can cause a variety of issues with your motorcycle, including rust and corrosion. In addition, you should wipe down your motorcycle’s body parts to remove any debris that might cling to it.

Clean the Exhaust Pipes

Before putting your motorcycle away for the winter, be sure to clean the exhaust pipes. Rodents and small animals can make their home inside your motorcycle’s exhaust pipes, and they can also make a home in the air filter. To prevent this from happening, seal the air intake and exhaust openings with plastic bags. If you aren’t comfortable removing the bags, try using moth balls.

To clean your motorcycle’s exhaust pipes, you can use mild soap and a sponge. Make sure to avoid using hard brushes, as these will scratch the finish. Then, use a clean cloth to dry the bike. You can also place a dust cover over the bike to keep out unwanted visitors. If you plan to store the motorcycle outdoors, consider blocking the exhaust pipes with a pipe cover to keep pests out.

Inspect the Bike for Rust

Before storing your bike, check for rust. A bicycle can quickly accumulate rust if it is exposed to the elements for long periods of time. It is important to protect your bike against moisture by coating the engine with oil. Even if you can’t see moisture, it can accumulate on the bike’s engine and cause it to corrode.

To prevent rust on your bike, perform routine tune-ups. This will include inspecting various parts of the bike, re-lubricating drivetrain parts, and examining the bike for rust. These steps will prevent rust from causing irreversible damage to your bike.

Keep It in a Climate-Controlled Storage Unit

In the winter, a climate-controlled storage unit will help keep your motorcycle safe and dry. It will help prevent moisture from collecting in the engine and rusting. Additionally, a climate-controlled storage unit will not allow pests to nest inside. Moreover, rodents and other insects won’t be able to get at your motorcycle.

Another thing to look for in a storage unit is drive-up access. This is particularly important if you want to keep your motorcycle for the whole winter. You can also find storage facilities that provide 24-hour access. These facilities usually have guards to protect your motorcycle.

Protect It From Rodents

When storing your motorcycle for the winter, you should take precautions to protect it from rodents. Small rodents, such as mice, can cause a lot of damage to your motorcycle. You should also take the necessary steps to seal the holes that rodents may use to enter your motorcycle. A simple mousetrap is effective against rodents. This trap should be strategically placed around your motorcycle. You can opt for a poison trap as well, though this can become a concern for pets in the home.

To protect your motorcycle from rodents, you should keep it in an area that is free from trash and other sources of moisture. This will prevent rodents from making your bike their home. It is also important to keep your motorcycle in an area that is well-lit and protected from the elements.

Keep Your Motorcycle Insured During the Winter

Not only will motorcycle insurance keep you protected in the event of a theft or fire, but many insurance providers also charge fees for cancelling. Insurance companies value long-term, committed clients who maintain their annual plan without making cancellations, so over time your rates will benefit. However, fire and theft and other mishaps—such as a storm that takes down a tree or power line, causing extensive vehicle damage—can occur to anyone at anytime despite our best preventative measures.

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