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What is Accident Forgiveness?

No matter how careful you are, accidents can happen anytime, even if you’re a safe driver with a clean driving record. It seems unfair that a single incident negatively impacts your car insurance premium after years of clean driving. This is why most insurance...

Why are some vehicles more expensive to insure than others?

Personal information like your driving record and credit history are used to calculate your auto insurance premium, as will your car’s parking location. Additionally, all insurance companies will also consider the vehicle being insured, so rates will vary from...

How Does Car Theft Affect Insurance Premiums?

Car theft can occur anytime, and this can happen to anyone. The impacts of car theft are many and may include an increase in your auto insurance premium. Car theft usually happens at night in private driveways but can also happen during the day at shopping centres and...

Driving Record and its effect on Auto Insurance

An individual’s driving record will play a significant role in the rate they receive from insurance companies, as this information will be a strong indication of the types of claims the person will make in the future.  Insurers will rely heavily on this...

How to Avoid Distracted Driving

Distracted driving is a serious problem; distracted drivers are three times more likely to get into an accident. This is a major safety issue that goes far beyond texting or using your phone, and every driver is responsible for remaining alert and safe while on the...

Tips for Taking Care of your Car in the Summer Heat

Summer is a great season full of fun activities, but the rising temperatures can have a negative impact on your car if you are not prepared. It is a must that you and your car remain safe, and the following tips will help you take care of your car in the summer heat:...

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