Ontario Car InsuranceIf you want to drive your car in Ontario, car insurance is a must. Having insurance is required to register your vehicle with Service Ontario and to get license plates. Get a quote today or call us for more information with regards to your Ontario auto insurance!
- Protect Yourself Against Legal Liability for At Fault Accidents
- Accident Forgiveness and Rental Vehicle Coverage Options
- Full Replacement Cost Coverage Available for New Vehicle
- Customizable Auto Insurance Policies for Older and Newer Vehicles
Ontario is a beautiful province with lots to see. Ontario holds quite a few of Canada’s records; the tallest building, most populous province, most populated city, and most freshwater. One Ontario record that isn’t as exciting is the less than appealing insurance rates. Insurance rates in Ontario are higher because of the increase in insurance fraud and unpredictable weather, amongst other things as well.
Auto insurance protects you from directly paying expensive damage costs if you get into an accident. Auto insurance also protects you in case the person you get into an accident with doesn’t have enough insurance to cover your damages.
Getting An Auto Insurance Quote in Ontario
If you live in Ontario and own a car, it is a must that you have car insurance because it is required by law. If you are looking for fair quotes and exceptional coverage, Leibel Insurance is who you need to call. Our friendly and knowledgeable brokers will answer all of your questions and will make sure you are protected while driving on the road.
Our policies will ensure that both you and your vehicle are protected from a financial standpoint should you ever experience vehicle damage or personal injury. Standard Ontario insurance policies include third-party liability, direct compensation property damage, uninsured automobile insurance, and accident benefits. We will discuss all of these details with you so that you are aware of your coverage and will also tell you about the optional insurance you can purchase. Drivers in Ontario have the option to purchase collision coverage and comprehensive coverage, for example, so we can go over these additional coverages if you are interested.
Ontario drivers often pay higher car insurance rates when compared to other Canadians in other provinces, but our brokers will do everything they can to get you the best rate possible. The cost will vary from one driver to another as your driving record and your driving experience will be taken into consideration. Other factors that will affect your rate include the make and model of your vehicle, your location, and vehicle usage. All of these aspects will influence the cost of your Ontario car insurance and our brokers will go through this information in great detail so that you are aware of your rate and your situation.
Contributing Factors to Your Car Insurance Costs Include: Age, Gender, Location, Car Make, and Model
Age: The younger you are, the more you can expect to pay insurance fees. This is because you haven’t been driving for as long, and statistically, younger drivers get into more accidents than those who are experienced.
Gender: Insurance companies base your rate on how likely they think it is that you will find yourself in an accident. Unfortunately for men, that means your rates will likely be higher than women’s based on accident statistics.
Location: Where in Ontario you live has a huge impact on your insurance rates. Living within certain cities can potentially increase your insurance rate by more than $1,000 above the provincial average.
Car make and model: When you have a common car, you can usually expect to pay more in insurance. That’s because there are more of your cars on the road and therefore it is more likely that your car make or model will get into an accident.
Why trust Leibel with your Ontario Car Insurance policy?
Leibel Insurance Group is an insurance brokerage. What this means for you as a client is that we have access to a number of different insurance carriers and will shop for the best policy and best rate to have you pay less.
Leibel insurance wants you to know how much we care about each of our customers, we consistently give back to our clients by way of contests, giveaways, and sponsorships.
Finally, we are more than happy to answer any questions you have at any time. Our team of insurance experts can support you via chat on our app, email, or whenever you call us.
Call or email us for more information with regards to your Ontario auto insurance!
Learn More About Car Insurance
1. What is Car Insurance?
2. Who needs Car Insurance?
3. Is it mandatory?
4. What affects premiums?
5. What options do I have?
6. Should I drop nonmandatory coverage?
7. What should I do if I am involved in a traffic accident?
8. Should I use an Insurance Broker for my Car Insurance?
9. Where are the best independent agencies for Automobile Insurance?