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- Protection Against Bodily Injury and Property Claims
- Full Coverage Available on Health & Fitness Equipment
- Coverage Against Various Liability Exposures
What is Fitness Insurance Coverage?
The term fitness insurance or coverage refers to liability insurance for those that are in the fitness or health business. It protects you against claims that people make concerning injury or illness resulting from some aspect of you, your business, or employees.
Who Needs This Coverage?
Many businesses benefit from this insurance, such as
- Personal trainers
- Fitness centres or gyms
- Boxing trainers and gyms
- Tanning salons
- Natural products and nutrition stores
- Spin classes
- Pilates classes
- Aerobics classes
- TRX suspension training services
- At-home fitness trainer
- Online fitness coaches
Standard Gym Insurance Policies
Most businesses will want to have liability protection against lawsuits and general liability issues that any business may have. A standard insurance company cannot usually provide the kind of health & fitness business insurance you need because there are so many discrepancies from one business to another.
Insurance Coverage Options
Depending on your business, you may need far more liability coverage than some businesses, but this can be hard to determine. For example, too much coverage will raise your rates, but on the other hand, too little coverage could result in financial disaster. It takes a trained professional to properly assess business risk factors to help you come up with the right limits and coverage options on fitness insurance for your business.
If you have business equipment, you will want to insure it and if you own a building, you’ll need commercial property insurance. Maybe you are renting a building. You may need to take out renter’s insurance to protect the contents. Other coverage options like umbrella policies and commercial auto insurance are also available.
The Advantage of Custom Tailored Coverage
Since an average insurance company may not be able to serve your needs, you should check with a professional insurance provider that can give you personal service. Leibel Insurance is not an insurance company. We are a full-service insurance brokerage that partners with many companies. We have been serving Canada for over 30 years and our insurance professionals have combined experience of over 300 years in the insurance business.
When you come to Leibel Insurance, you can be assured of a policy that is custom tailored to your needs. Our insurance specialists have the ability to audit and assess your company risks and we have access to more than 5 insurance companies that specialize in health, fitness, and gym insurance.
Our dedicated service team is there to take care of all your insurance needs. There is no reason to do business with several insurance companies when we can handle business, personal, and recreational insurance needs for you. Talk to an experienced health and fitness business insurance professional about your health & fitness business insurance needs.