Calgary Car InsuranceDriving in Calgary is very scenic, but before you get behind the wheel, you need car insurance. Insuring your vehicle is a compulsory requirement for driving in Calgary.
- Protect Yourself Against Legal Liability for At-Fault Accidents
- Accident Forgiveness Coverage and Rental Vehicle Coverage Options
- Full Replacement Cost Coverage Available for New Vehicle
- Customizable Auto Insurance Policies for Older and Newer Vehicles
Car Insurance in Calgary
You may be able to drive just fine and not get into an accident. However, without insurance, if you get into so much as a minor fender bender, and even if the accident is not your fault, you could be liable to pay thousands of dollars in damage costs out of pocket.
Why Choose Leibel Insurance Group for Car Insurance in Calgary?
You already know you need insurance, it is about choosing the right insurance brokerage to work with. Working with Leibel Insurance is like having your very own personal shopper as our brokers do all the work for you. Our brokers take the time to understand your needs to ensure you have the proper protection, and shop rates from a number of insurance carriers. Bu shopping your insurance for you, this can help secure you the lowest rate with the best coverage available. Having been in operations since 1981, Leibel Insurance Group is a brokerage that differs from many others. We set ourselves apart when it comes to:
Our lengthy history in the industry speaks for itself. For over 40 years Leibel Insurance Group has been providing insurance to Canadians from all over. Our extensive list of happy customers is visible via our Google reviews and on our testimonial page. Each review is a statement of the level of our care, knowledge, and professionalism our team demonstrates when it comes to delivering an extraordinary insurance experience.
Because Leibel Insurance Group is a brokerage, we can draw on a huge selection of different rates and policies from a number of different large insurance carriers. This allows us to offer you the best home and auto insurance bundles, along with a number of other types of insurance to meet all your current and growing needs; protecting all of your valuables.
Let’s face it, pretty much everything is on your mobile device these days; why shouldn’t your insurance be any different? Making changes to your insurance policy or coverage is as simple as making a few clicks or sending a few messages 24/7/365. With the MYLEIBEL Insurance app, our responsive team will get back to any of the messages we receive quickly, replying with accuracy and detail.
Level of care
We know insurance is a grudge purchase, no one wants to pay for it and insurance is not typically exciting or something any driver looks forward to, but Leibel Insurance Group hopes to change the narrative for you. Our Team of Insurance professionals demonstrates a level of care that can’t be compared to any other company.
If you are a driver in Calgary, stop just thinking about car insurance, speak to one of our brokers now and get your policy on the road!
Calgary Car Insurance FAQ
Despite the ongoing construction, driving in Calgary is generally a great experience. Ensuring you have all your Calgary car insurance questions answered is the responsibility of your local Leibel Insurance Group broker.
Tips For Driving In Calgary
With these tips on driving in Calgary, you can easily reduce your risk of filing a claim.
Be prepared on highway roads
In Calgary, highway driving is nearly inevitable. Whether you’re heading along Deerfoot Trail or on Stoney Trail, being properly prepared for highway drives will keep you safe. The first thing you should ensure is that your car is properly maintained.
Winters in Calgary can be intense. Keep you and your car safe with the proper winter preparation. Winter preparation includes good winter tires, healthy oil, functioning windshield wipers and a well-maintained engine. In the winter months, pay extra attention to the roads and other drivers to avoid accidents. Having an extension cord to plug in your block heater is a good decision too.
When you’re on the road, you’re not alone. Paying attention to the other drivers, cyclists you share the road with, and pedestrians is essential to safe driving.
Driving routes in Calgary often include construction. Paying extra attention to speed limits and signs can help you avoid accidents and tickets as well.
How Do We Find The Best Car Insurance In Calgary
Finding the best Calgary car insurance isn’t easy, but we sure are good at it! At Leibel Insurance Group, we do all the shopping for you. We begin by finding out your driving habits and understand any unique or specific needs to protect you properly. Next, we sort through all the rates from a number of different providers. We then offer you the best options to meet your needs.
How Much Is Car Insurance In Calgary?
Car insurance in Calgary, like every other Canadian city, varies. Depending on your age, the kind of vehicle you drive, how often you drive, where you live, how often you drive all impact your car insurance cost. With help from a broker like Leibel Insurance Group, we’ll review your needs and identify the best insurance policy at the right price to make sure you are covered.
Does Where I Live Affect My Car Insurance Rates?
Yes, where you live will contribute to your insurance rate. Premiums differ from city to city as well in neighbourhoods within the city. If there are more accidents in a certain area, this will be reflective in premiums if you live in that area as the risk of this happening to you is heightened. This doesn’t mean you have to move to save, talk to your broker to find alternative options to help save.
Can I Save on Calgary Car Insurance?
Yes! There are a few ways to save. Having a clean driving record is key. Some insurance companies let you show them how good of a driver you are. Signing up for Telematics – Usage Base Insurance (UBI) if the insurance company has it available can help you save. Another way to save is to put all your insurance together. Combining your car insurance with your home, condominium, or tenants insurance helps you save money too.
What Are Car Insurance Rates For Calgary Students?
The best way to keep your car insurance rates low as a student is to get insured early. This allows you to start building your insurance history and gain driving experience. Next, avoid getting your own car until you’re fully licensed to save even more on primary driver insurance costs.
What is Optional Auto Insurance Coverage in Calgary?
While auto insurance is a legal requirement in Calgary, some policies won’t cover all perils. At Leibel Insurance, we will discuss the best coverage for your needs, and our team will help you make informed decisions.
Our team will discuss in great detail the insurance options that are not required by law to determine whether or not they are necessary for you. Collision insurance, comprehensive insurance, emergency services and glass damage are examples of insurance options that are not mandatory in Calgary, but a lot of drivers would benefit from these optional coverages.
If you’re at fault for an accident, you will likely be responsible for covering the costs of repair or replacements. Collision insurance would help tremendously in these situations. On the other hand, comprehensive coverage would help in the event of theft and auto damage, which are quite common in Calgary, and you wouldn’t have to empty out your bank account in these situations. Towing services after an accident would be covered if you select emergency service coverage. Glass damage coverage would protect you if hail, a break-in, or a rock chip were to damage your glass as this type of insurance would help you pay for glass repair and replacement.
Family protection, loss of use, and rental vehicles are also optional auto insurance coverage types you can consider.
We are experts when it comes to auto insurance, and our team will always provide you with exceptional service. We will listen to your needs and discuss these options with you to select the best type of car insurance for your situation specifically. Contact us today to learn more about optional auto insurance coverage in Calgary!