Hamilton Tenant Insurance

Name: Leibel Insurance
Brand: Leibel Insurance
SKU: Leibel Insurance
Availability: InStock
Rating: 5 (855 reviews)

Looking for tenant insurance in Hamilton? You've come to the right place! Leibel Insurance will make sure you have the right coverage for your needs.

Rest Easy Knowing Your Insurance Broker Helped You Find the Right Policy with the Best Coverage
Protect Your Biggest Investment from Unexpected Large Losses or Claims
Coverage Against Unanticipated Liability Claims and Defence Costs

Call (866) 484-8880 now to speak directly with an Insurance Specialist about Hamilton Tenant Insurance or complete a no-pressure no-obligation quote request form.

What is Tenant Insurance?

Tenant insurance will protect your belongings in the event of a covered peril and provide personal liability protection. If a tenant accidentally causes damage to an adjacent resident’s property or a visitor is injured and decides to sue, you would be protected if you have tenant insurance.

A landlord’s home insurance policy will not extend coverage to the tenant and will only cover damage to the unit itself, not its contents. If a fire, theft or other hazard occurs in your rental unit, you will have to pay out-of-pocket for damages to your belongings if you do not have tenant insurance.

What Does It Cover?

Most tenant insurance policies will cover the cost of the tenant’s belongings, including clothing, furniture and other possessions. It will also cover tenant liability which would protect the tenant financially if they cause accidental damage or bodily injury to a third party like someone visiting the rental unit.

Tenant insurance also covers additional living expenses if you have to stay at a hotel while the unit is being repaired after an insured loss.

Do I Need Tenant Insurance in Hamilton?

Tenant insurance is not mandatory in Hamilton, but it is highly recommended that you have this kind of protection in place. Additionally, most landlords in Hamilton will only rent to a tenant if they have coverage.

What Factors Affect the Cost of Tenant Insurance?

Several factors will affect the cost of tenant insurance, including:

Your credit score. A good credit score may help you secure savings and monthly payments.
Your claims history. Insurance providers will consider how likely you are to make a claim, and if you have a history of making insurance claims, you will likely pay more on your premium.
Home inventory. Both the value and volume of your belongings will affect the cost of your policy. If you choose to include additional coverage for valuable items, your coverage will be more expensive.
Location. Where you live in Hamilton may affect your rate.

Our Brokers will discuss every detail to provide you with the best policy at the most affordable rate. Contact us today at 1-866-484-8880 for all of your Hamilton insurance needs!