Home and Auto Insurance Alberta Bundle – Save More, Protect More!
Bundle your Home and Auto Insurance – Alberta
Combine your Car Insurance and Home Insurance (or Condo Insurance) and see how much you could save. Protect your most significant investments with Canada’s top-rated insurance brokerage. You can save by bundling your Home and Auto insurance with the Leibel Insurance Group. We quickly compare Home and Auto Insurance quotes from the top Canadian insurance companies with one phone call to help save you time and money!
Allow us to Compare Your Bundle Insurance Quote Today and Find Out How Much You Can Save
Save up to 25% by bundling your Home & auto insurance quotes. Save on average $525 a Year and get the right coverage!
What Is Insurance Bundling?
To put it simply, insurance bundling means that you have several insurance product policies with one insurance company. Rather than separating your insurance policies and dealing with several companies for each of your insurance needs, you can simply correspond with one representative. For example, you can bundle the home insurance with auto insurance, and also add tenant insurance, or any type of personal insurance you have. By utilizing an insurance bundle, you can save money as well as time, by only needing to be in contact with a single insurance company.
Bundle your home and auto policies and save!
By combining your home and car insurance policies with Leibel Insurance, you can receive substantial savings of up to 25% on your insurance premiums.
Call us now to speak directly with an Alberta Insurance Broker about completing a no-pressure, no-obligation quote request form. Our insurance agents would love to help give you all the insurance information you need!
CALL NOWWhat do you need to know to bundle your car and home insurance?
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Choose a coverage amount and classification: saving a suitable amount of money on insurance can be achieved by adjusting your coverage. Keep in mind that you don’t want to pay more or get insurance that is not meant for you. Once you have a solid understanding of the various policy types, assess whether it is financially viable to include supplementary coverage.
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Work with a Broker: Choosing the right broker to help you shop your bundle policies not only helps you save money, but it also helps save you time as your broker does all the shopping for you. At Leibel Insurance, one call does it all as your dedicated broker will shop and compare for you. Once done, they will provide you with the recommendations that suit your needs and budget.
What Factors Affect Home and Auto Insurance Bundle Quotes in Alberta?
When requesting home and auto insurance quotes in Alberta, insurers consider multiple variables that influence pricing and eligibility.
Key factors include:
- Type of property (house, condo, or rental unit)
- Location and claims history in your area
- Vehicle type, including motorcycles and recreational vehicles
- Coverage limits and deductible selection
- Driving history and usage of vehicles
Because premiums vary based on risk exposure, two policies with similar coverage can still differ in price. Reviewing these factors with a licensed advisor can help identify potential savings and secure the best Car and home insurance deal in Alberta.
Home & Auto Insurance Bundles Designed for You
Finding the right Auto and Homeowners Insurance policy can be difficult. All insurance companies claim to have the best policies, but you need coverage that is best for you and your family, that is offered at an honest price. Our insurance brokers work for you, not the insurance companies! This is the reason so many people are turning to independent insurance brokers like Leibel Insurance Group. Call to speak with an insurance specialist about the best home and auto insurance options in Alberta today!
CALL USWhy Bundle Your Home & Auto Insurance?
Our brokers at Leibel Insurance can help provide you with bundling options for your Home and Auto Insurance policies that could result in money savings.
How Can Bundling Benefit You?
The biggest incentive to bundling your insurance policies together is that you will most likely receive a discount for purchasing multiple insurance policies with one company. This type of discount is known as a “multi-line discount” on your insurance. These discounts can range anywhere from 10 to 25%. The factors that affect this discount are the type of policies you need to bundle, how many years you have been insured, and the individual insurance company you are with. The most common types of insurance to bundle are Auto and Home Insurance. However, there is generally no limit to which insurance policies you can bundle. There are many different types of insurance bundles available, so be sure to speak to your representative at Leibel Insurance.
The minimum amount of insurance in Alberta has a price of $1,487 per year, rather than auto insurance, which costs $1,748. Purchasing them individually would cost $3,235. Through the act of bundling, you’d retain 15% of the overall amount, resulting in savings amounting to $485.25 or a total of $2,749.75.
Instead of needing to review each of your separate insurance policies annually, wouldn’t it be nicer to only have to review one that encompasses them all? When you bundle your insurance policies together, reviewing them becomes easier.
Insurance brokers exist to help you and work on your behalf to find you the right insurance policies that will best suit your needs. They have access to many different insurance companies, and they can use what they know to help review your policies and give you personalized recommendations. These adjustments to your policies can help save you money as well as keep you and your loved ones
Are There Exclusions in Alberta Home and Auto Insurance Policies?
Yes. All auto and home insurance Alberta policies include exclusions, and it’s important to understand them before purchasing coverage.
Common exclusions may include:
- Certain types of water damage
- Wear and tear or maintenance-related issues.
- Business use of personal vehicles
- Specific recreational vehicles, unless added separately
Exclusions apply differently depending on the insurer and policy type. Always review policy wording to understand limitations and optional endorsements.
Can You Bundle Other Vehicles With Home and Auto Insurance in Alberta?
Many insurers allow additional vehicles to be bundled with car and home insurance Alberta policies, which may result in further discounts.
Eligible vehicles may include:
- Motorcycles
- Recreational vehicles
- Seasonal or secondary vehicles
Coverage availability and pricing vary based on usage and risk profile. Adding vehicles to an existing bundle can simplify service and policy management.
How to Get the Cheapest Home and Auto Insurance in Alberta
Finding cheap home and auto insurance in Alberta starts with understanding how insurers assess risk and pricing. While premiums vary based on certain conditions, there are proven ways to lower your overall cost without reducing essential coverage.
To help secure the best rates:
- Bundle your home and auto insurance with the same provider.
- Choose a higher deductible if financially manageable.
- Maintain a clean driving record.
- Ensure your address and valid postal code are accurate.
- Review coverage limits regularly to avoid over-insuring
Insurance costs vary based on property type (house, condo, or rent), vehicle usage, and exclusions that apply depending on the insurer. Comparing policies annually can help ensure you continue receiving competitive pricing.
Home & Auto Insurance in Alberta – FAQs
Yes. If you relocate to another province, such as British Columbia or Ontario, your insurance policies will need to be updated or rewritten to comply with provincial regulations. Coverage terms, pricing, and requirements can differ significantly, so it’s important to review your policy before the move.
The biggest advantage is potential cost savings, along with simplified policy management. Bundling can also make it easier for clients to manage renewals, claims, and ongoing policy changes under a single agreement.
Standard home and auto insurance does not automatically cover recreational vehicles, such as a snowmobile. These typically require separate coverage or an added endorsement, depending on the insurer and usage.
Yes. If a vehicle is owned or supplied by an employer, coverage depends on how the vehicle is used and who is listed on the insurance agreement. Personal use may require additional coverage, which should be reviewed carefully by all involved clients.
Policyholders receive ongoing support throughout the life of their policy, including help with updates, renewals, and claims. Clear communication and service access are key factors many clients consider before they sign a policy.
Yes. Many insurers allow home and auto insurance policies to be bundled even if the renewal dates don’t initially align. In most cases, the insurer will adjust one policy term so both policies renew under the same agreement. This approach helps clients access bundled pricing sooner while maintaining continuous coverage and consistent support.
A deductible is the amount you agree to pay out of pocket before your insurance policy begins to cover a claim. Deductibles apply to both home and auto insurance and can vary based on coverage type and risk factors. Choosing a higher deductible may lower your premium, but it’s important to select an amount that aligns with your financial comfort level.
There is no single best company for everyone. The best home and auto insurance provider depends on individual needs, location, coverage requirements, and budget. What works well for one group of clients may not be the right fit for another. Comparing insurers, reviewing coverage options, and working with a broker can help identify the most suitable policy for your situation.
Comprehensive Insurance Options Available Across Alberta
We proudly help homeowners throughout Alberta bundle their coverage with solutions like:
Bundle your home and auto policies and save!
You can receive substantial savings of up to 25%
Let Us Do The Work for You. Get Your Quotes From Our Top-rated Insurance Brokerage.