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Richmond Hill Auto Insurance

Are you looking for auto insurance in Richmond Hill? Leibel Insurance Group can help you find a policy that meets your needs all for the right price.
  • Protect Yourself Against Legal Liability for At Fault Accidents
  • Accident Forgiveness and Rental Vehicle Coverage Options
  • Full Replacement Cost Coverage Available for New Vehicle
  • Customizable Auto Insurance Policies for Older and Newer Vehicles
Call (866) 484-8880 now to speak directly with an Insurance Specialist about Richmond Hill Auto Insurance or complete a no-pressure no-obligation quote request form.

Having auto insurance is a requirement of driving in Richmond Hill. The right auto insurance protects you if you get into an accident while driving. Depending on the policy type you choose, you can be partially or completely covered for costs associated with property damage and personal damages as well. 

What Impacts Your Auto Insurance Policy in Richmond Hill?

For the most part, car insurance costs are usually in the same ballpark range but do vary from person to person as there are a number of variables to consider. Here are just a few of the factors that insurance companies use to help determine policy costs.

Your Age

Typically, younger drivers have higher insurance premiums because they have less driving experience. With the use of User-Based Programs, not only can you save on the initial policy, you can prove that you are a good driver to insurance companies and potentially lower your rate with additional discounts. Younger drivers also statistically tend to be in more accidents than experienced drivers.

Your Car

Auto owners with common cars tend to be subject to higher premiums. Once again, this is thanks to statistical data. If there are ten cars on the road and five of them are the same make and model, should there be an accident, there is a 50% chance it will be one of the five similar cars. That does not mean you will get into an accident, this is just strictly statistic-based.

How You Use Your Car

How you use your car daily impacts your premiums. Insurance companies will review how often you drive your vehicle as the more time driving the more likely the chances of having an accident. If you use the vehicle daily to commute to work, that can also impact your premium.

Where You Live

Where you live will also have an impact on your insurance costs. The population, the number of drivers, and even the level of insurance fraud can have an impact on the insurance costs of the entire city’s population.

Deductibles

A deductible is a component in an insurance policy that is paid out by the policyholder in the event of a claim before the remainder of damages are covered. For example, if the damages from an accident are $5,000 and you have a $1,000 deductible, you will pay $1,000 out-of-pocket and your policy will cover the other $4,000. Having a higher deductible will reduce the amount you pay each month, how much it reduces depends on how much you increase your deductible.

Why choose Leibel Insurance Group for Car Insurance in Richmond Hill?

Leibel Insurance Group is an award-winning brokerage. We have access to a number of Canada’s top insurance providers and will shop rates to ensure you receive the best price for your desired auto coverage. Our clients are our number one priority at every single step of the way. This is clear from the numerous Google reviews left by our clients!

Flexible Coverage Options

Coverage is available for you in a variety of forms. If you are a very occasional driver, we will retrieve you a policy that reflects that. If you drive daily for work, we will be sure you are covered from a variety of different angles. Do you have a teenager who drives the car? We can make sure they are covered as well!

MYLEIBEL App and Client Service

Managing your insurance policy is easier than ever with our custom MYLEIBEL Insurance app. In the app, request changes, make claims and speak with agents directly. Our responsive team is always ready to help with 24/7 emergency claims service, resources, and even dedicated claims agents.

Years of Experience

Leibel Insurance Group is a veteran brokerage with over 40 years of experience when it comes to providing affordable quotes to drivers in Richmond Hill.

To learn more about your auto coverage options in Richmond Hill, get your free quote, or speak with one of our representatives today!

Get a Richmond Hill Car Insurance Quote Today!

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