Windsor Home InsuranceHome insurance offers financial coverage in the event your home is subject to unforeseeable catastrophes.
- Rest Easy Knowing Your Insurance Broker Helped You Find the Right Policy with the Best Coverage
- Protect Your Biggest Investment from Unexpected Large Losses or Claims
- Coverage Against Unanticipated Liability Claims and Defence Costs
How Home Insurance can Save You in Times of Disaster
While home insurance is not a requirement for a homeowner; it is completely optional, however, if you have a mortgage they will want to make sure that you have the proper insurance protection in place.
What does Home Insurance Cover in Windsor
Your Home Insurance policy can protect your physical home from any damages that it can sustain from events such as fires or floods. It’ll also protect any additional structures you own such as a garage or a shed.
If your personal belongings are damaged or stolen, this can cover the replacement costs for these items.
This coverage protects you from being financially responsible for personal injuries or property damage from guests on your property.
If your home becomes unliveable due to an event such as a fire or flood, this coverage can help cover any additional living expenses that are needed including hotel or transportation costs.
How to Save on Windsor Home Insurance with Leibel Insurance Group
Saving money on home insurance each month can add up over the course of a year. Leibel Insurance Group always aims to get our clients the best home insurance policy at the best cost. That begins with shopping for the best rate. Leibel Insurance Group saves you money right from the start by shopping different insurance providers for the best home insurance rates and comparing each policy.
Raise Your Deductible
If you want to save more on your annual home insurance cost, consider increasing your deductible. A deductible is a part of your insurance policy that, upon making a claim, you pay out-of-pocket. How deductibles work; if a claim happens and your damages total $50,000, but you have a $2,000 deductible, you will pay the first $2,000 out-of-pocket and the insurance company will pay the remaining $48,000.
Bundle and Save
Want to save more? You can increase your savings, even more, when you bundle your home and auto insurance at Leibel Insurance Group. By bringing your auto insurance onto the same policy that your home is on, you can get a discounted rate for both. You can apply the same deductible to both your policies, which will even further reduce your rate. With just one call, bundling your policies is easy; just ask your broker how. Not only does bundling save you money but time as well. Call and speak to a broker today to talk about your bundling options.
Improve Home Security
Finally, improving your home security will reduce your insurance policy costs, as well as secure your home better and protect your family. You can increase your home security system by adding an alarm system. This will reduce the likelihood of your home being robbed and, therefore, reduce the costs of your overall insurance policy. The same goes for instances where you disaster-proof your home. Adding extra waterproofing or fire-resistant materials in your home can also help with home insurance premiums.
Do you still have questions about home insurance in Windsor? Call Leibel Insurance Group for more information and the answers to all of your questions. With over 40 years in the business, along with countless testimonials and awards, call us today to find out we can help you get the right home insurance and see the difference for yourself!