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Oshawa Home Insurance

Oshawa Home Insurance

Your home is your largest investment and while not required by law, home insurance is highly recommended to homeowners in Oshawa looking to protect their family, property, and assets from unexpected loss.
  • Rest Easy Knowing Your Insurance Broker Helped You Find the Right Policy with the Best Coverage
  • Protect Your Biggest Investment from Unexpected Large Losses or Claims
  • Coverage Against Unanticipated  Liability Claims and Defence Costs
Call (866) 484-8880 now to speak directly with an Insurance Specialist about Oshawa Home Insurance or complete a no-pressure no-obligation quote request form.

Why Do you need Home Insurance?

Home insurance costs vary depending on several elements, but most policies offer comprehensive risk coverage.

What Does Home Insurance Protect Oshawa Homeowners Against?

Home insurance protects Oshawa homeowners in more ways than one. Here are three things that a home insurance policy can cover.

1. Damages

Damage to your home is expensive to repair and can happen at any time. Basic insurance policies typically cover costs from fire, wind, lightning, and hail damage. You can always include other perils, including water and flood damage.

2. Liability

When guests arrive at your house, you are in a vulnerable position and can be held liable for their well-being while there. If they get injured on your property or their belongings are damaged, you could be legally responsible. Cover legal and replacement costs by filing a home insurance claim.

3. Belongings

Your belongings are valuable, so protect them from theft and damages with home insurance from Leibel Insurance Group. In the event something in your home gets damaged, you have the option to file a claim and fund repair or replacement.

4. Additional Living Expenses

If you cannot live in your home due to an event covered by your policy, your policy can help cover the cost of a hotel or any other additional living expenses.

What Impacts Your Home Insurance Cost in Oshawa?

There are a few different unique elements that will impact the amount you pay each month. By working with these elements, you can reduce your annual costs without sacrificing your insurance coverage.


If your home is mortgage-free, you could enjoy a discounted insurance rate. You will have paid off your home and have funds to keep it well maintained, which is less of a risk.

Proximity to a fire station

The closer you are to a fire station, the faster a potential fire can be put out. You may enjoy a lower rate than other customers if you live closer to a fire station.

Replacement cost

How much it would cost to replace your home and its belongings is a factor that impacts insurance cost. If your home is more valuable, you will likely pay more than someone with a less valuable home or belongings.

Do you have auto insurance?

Reduce your overall costs by bundling your home and auto insurance on the same policy. This way, you save money and might even save yourself a bunch of paperwork, too!


Want to reduce your home insurance cost? Think about increasing your deductible! When you increase your deductible, you increase the amount you are willing to pay out of pocket if you have to file a claim. In turn, your monthly rate will decrease.

Why Leibel Insurance?

Leibel Insurance Group has been providing expert insurance advice and incredible policies to our customers for over 40 years. Our insurance experts treat each client like family and offer customers seasoned advice on their personal coverage. 

Talk about your Oshawa home insurance quote today with a Leibel Insurance Group representative.

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